How To Buy Your First Home: A No Non-Sense Step-by-Step Guide
You know want to buy a home — you’re just not sure where to begin. And no wonder: Buying your first home can be a long, intimidating process, full of gross stuff like math, legal documents, and cutthroat competition. But have no fear: First-time buyers just like you do it all the time, and we’ll walk you through the process.
The First Step
First, you’ve got to make sure you’re emotionally and financially ready to buy a home. Hopefully you’ve spent the past few years getting yourself on solid financial footing — that means earning a steady income, saving up for a down payment, and improving your credit so you can qualify for a mortgage.
There’s no harm in dropping in on open houses before you’re officially ready to buy, just to get a feel for the market and what you like and don’t like. But once you’ve got your finances squared away, it’s time to get started in earnest. Read More